Truist Financial Corporation

Truist Financial Corporation

TFC
Truist Financial CorporationUS flagNew York Stock Exchange
51.61
USD
+0.80
- -
64.30BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
14.1
13.33
13.22
13.41
14.16
14.95
15.61
16.85
16.67
15.04
15.03
9.98
15.79
12.41
Basic EPS, GAAP
2.22
2.76
2.59
2.81
2.78
3.96
3.76
3.11
4.51
4.46
-1.09
3.36
3.87
3.2
Free Cash Flow per Basic Share
7.55
4.47
4.19
3.87
5.8
5.16
1.61
4.92
5.57
7.92
6.48
1.63
4.46
3.79
Dividend per Share
1.3
1.13
1.25
1.36
1.48
1.78
1.81
2.02
2.13
2.25
2.35
2.36
2.33
1.78
Book Value per Share
28.52
30.09
31.66
33.14
34.01
35.46
45.66
46.52
47.14
40.58
39.31
43.9
47.74
- -
Tangible Book Value per Share
16.59
18.69
18.7
18.88
19.45
20.14
23.36
24.69
22.94
14.62
22.48
26.89
30.04
- -
Basic Weighted Avg Shares
703
718
748
805
799
773
805
1,347
1,337
1,328
1,332
1,331
1,287
1,255
Sales/Revenue/Turnover
9,914
9,573
9,890
10,793
11,317
11,558
12,568
22,705
22,296
19,973
20,022
13,278
20,319
15,585
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
421
424
461
555
550
555
630
1,608
1,384
1,366
1,215
979
837
598
Net Income, GAAP
1,680
2,131
2,084
2,426
2,394
3,237
3,224
4,482
6,440
6,260
-1,091
4,818
5,307
4,287
Effective Tax Rate (%)
47.3
29.45
27.22
30.23
27.39
19.78
19.46
17.92
19.47
17.78
- -
- -
16.41
14.11
Profit Margin (%)
16.95
22.26
21.07
22.48
21.15
28.01
25.65
19.74
28.88
31.34
-5.45
36.29
26.12
27.51
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
21,069
22,811
23,769
21,965
23,648
23,709
41,339
39,597
35,913
43,203
38,918
34,956
41,963
- -
Total Equity
22,809
24,377
27,340
29,926
29,695
30,178
66,558
70,912
69,271
60,537
59,253
63,679
65,189
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
7.97
9.48
8.35
8.77
8.31
11.42
6.85
6.75
9.63
10.18
-2.73
8.11
8.43
13.62

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
22,342
27,441
- -
LT Borrowings
41,963
41,622
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
4,916
4,916
- -
Shares Outstanding
1,262
1,246
1,222
Market Capitalization
62,126
57,273
60,861

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
41,138
40,942
- -
Accounts Receivable, Net
1,624
2,122
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
22,342
27,441
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.02%
-1.44%
2.37%
Free Cash Flow
50.38%
25.2%
165.2%
Net Income, GAAP
-51.91%
-121.6%
10.15%
Sales/Revenue/Turnover
11.29%
1.48%
53.03%
Total Cash Common Dividend
15.26%
1.97%
-4.41%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,818
-1,685
5,085
5,060
13,278
2025
4,899
4,987
5,187
5,246
20,319
2026
5,152
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.82
0.62
1
0.92
3.36
2025
0.88
0.91
1.05
1.02
3.87
2026
1.1
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.6
0.58
0.6
0.58
2.36
2025
0.6
0.56
0.6
0.56
2.33
2026
0.6
- -
- -
- -
- -

Company Description

CEO
William Henry Rogers Jr.
Full Time Employees
37,849
Sector
Financial Services
Industry
Banks - Regional
Address
214 North Tryon Street Charlotte NC United States of America 28202
IPO Date
Mar 18, 1980
Website
truist.com
Business
Truist Financial Corporation (NYSE: TFC) operates as a top-10 U.S. commercial bank holding company, delivering a broad spectrum of financial services including retail and small business banking; commercial banking; corporate and investment banking; capital markets; real estate finance; asset-based lending; equipment finance; working capital solutions; mortgage origination and servicing; payments processing; asset management; wealth management encompassing financial planning, trust, investment advisory, brokerage, and estate planning services; and insurance brokerage products through specialized subsidiaries. Headquartered in Charlotte, North Carolina, the company traces its origins to 1872 through predecessor BB&T Corporation and formally emerged in December 2019 from the merger of BB&T and SunTrust Banks; it maintains approximately 1,900 branches across 15 states and Washington, D.C., primarily in the Southeastern and Mid-Atlantic U.S., with additional commercial operations extending into high-growth markets nationwide and select international wealth structuring capabilities. Truist serves consumer, small business, commercial real estate, middle-market corporate, institutional, and high-net-worth clients through integrated platforms emphasizing digital banking, AI-driven insights, fraud prevention, and personalized advisory services. In recent developments, Truist completed the divestiture of its remaining stake in Truist Insurance Holdings, the fifth-largest U.S. insurance brokerage, to Stone Point Capital, Clayton, Dubilier & Rice, and co-investors for $15.5 billion in February 2024, enabling balance sheet optimization and reinvestment into core banking operations. The company launched a major five-year growth strategy in August 2025, committing to open 100 new insights-driven branches and renovate over 300 existing ones in high-opportunity markets such as Atlanta, Austin, Charlotte, Dallas, Miami, Orlando, Philadelphia, and Washington, D.C., alongside enhancements to digital capabilities, Premier advisory services for mass affluent clients, and commercial banking expansions in Ohio and Western Pennsylvania. These initiatives build on Truist's strong capital position to deepen client relationships and capture market share in dynamic regions.

Company News

  • TFC Still Trails Its 2019 Merger Targets: Can the New CEO Change That?

  • Tory Sherman joins Truist Wealth as Wealth Brokerage national director

  • Truist delivers 2 billion AI-powered proactive insights helping clients move forward with confidence

  • Truist vs. U.S. Bancorp: Both Pay $0.52, but Only One Dividend Is Growing

  • Will Truist's NII Growth Momentum Continue to Strengthen in 2026?

  • 13,413 Shares in Truist Financial Corporation $TFC Acquired by Archer Investment Corp

  • Truist names Harold Ford Jr. to strategic advisory role

  • From relief to recovery: Truist and Truist Foundation surpass halfway point of $725 million Truist Cares for Western North Carolina commitment

  • Truist to speak at Barclays Global Financial Services Conference

  • Can Truist's Premier Strategy Accelerate Mass Affluent Banking Growth?

  • The bull market in our view is very much intact, says Truist Wealth's Keith Lerner

  • Truist Premier deepens commitment to advice-led banking for mass affluent clients

  • Truist names banking veteran Shirley Morejon as Tennessee regional president

  • 99,555,076 Shares in Truist Financial Corporation $TFC Acquired by BlackRock Inc.

  • Fidelity's FNCL or iShares' IAT: Which Financial ETF Is the Better Long-Term Buy?

  • JPMorgan vs. Truist: Which Bank Stock Belongs in Your Portfolio?

  • Bank of America Corp DE Cuts Stake in Truist Financial Corporation $TFC

  • Truist declares common and preferred stock dividends

  • Truist names John Stucker as Middle Market Sales Leader

  • Truist Securities names Craig Mineard Co-Head of TMT Investment Banking